Skip to main content
Menu
Sign In
To Online Banking
Search 1stSource.com
1st Source Bank
Home
Sign In
To Online Banking
Locations
Contact Us
Help
Personal
Personal
Online/Mobile
Online Banking
Sign up for Online Banking ⇨
e-Statements
Popmoney®
Money Management
Purchase Rewards
Bank-to-Bank Transfer
Quicken Direct Connect
Shared Access
Spanish Option
Access Your Accounts
Mobile & Text Banking
Mobile App
Smartwatch App
Text Banking
Voice Banking
Alexa
CardValet® App
Mobile Wallet
Apple Pay
Android Pay
Samsung Pay
Masterpass
Online/Mobile Advice
Website Password Strategies
Common Phone Scams
Secure Your Home Network
Understanding
Basics on Mobile Payments
Online/Mobile Help
How to Register for Mobile?
How to Make a Mobile Deposit
Need Help Logging In?
1st Source Bank Personal
Checking
Our Checking Accounts
Personal
Checking Help
What's My Routing Number?
Reorder Checks
Private Banking
Overdraft Services
Debit Card Overdraft Coverage
Overdraft Transfer Service
Overdraft Line of Credit
Related Services
Debit Card / ATM Card
Identity Theft Protection
Online/Mobile Banking
Checking Advice
Intro to Online Billpay
Avoiding NSF & Overdraft Fees
Checking Advice
How to Switch to 1st Source
Intro to Online Billpay
Avoiding NSF & Overdraft Fees
What Derails a Budget?
Personal
Savings
Savings Accounts
EveryDay Interest Savings Account
Cubs 1st Savings Account
e-Student Savings Account
Holiday Savings Account
Portfolio Investment Account
Certificates of Deposit
Open a CD Now ⇨
Individual Retirement Account (IRA)
Open an IRA Now ⇨
Health Savings Account (HSA)
Open an HSA Now ⇨
Savings Advice
Personal Savings
Laddering Strategies for CDs
Build Savings with Direct Deposit
Personal Advice
Building a Rainy Day Fund
Personal Advice
Budgeting a Savings Plan
Savings Help
What are the Transaction Limits?
1st Source Bank Personal
Loans
Consumer Loans
Apply for a Loan ⇨
Auto Loans
Consumer
Personal Loans
Home Equity Line of Credit
Home Equity Term Loan
Home Improvement Loans
Credit Starter Loans
Private Banking
1st Source Bank Personal
Credit Card
1st Source Bank
Apply for a Credit Card ⇨
1st Source Bank
Online Access
Auto Loan Calculators
Personal
Compare Two Vehicle Loans
Calculate a Vehicle Payment
Vehicle Affordability by Term
Personal Loan Calculators
Personal
Low Rate or Cash Back?
Transfer Credit Card Balances
Save or Pay Off Debt?
Make Bi-Weekly Payments
1st Source Bank Personal
Loan Advice
Credit & Debit Management
Credit and Debt Calculators
Our
Calculate a Mortgage Payment
Calculate a Vehicle Payment
Loan Help
Lower a new loan rate
How to make loan payments
Our minimum loan amounts
Personal
Mortgage
Personal
Mortgage Loans
Apply for a Mortgage ⇨
Check Application Status ⇨
Personal
Home Equity Line of Credit (HELOC)
Home Equity Term Loan
Private Banking
Meet Our Team
Mortgage Advice
Home on Time Planner
Homebuyer's Guide
Mortgage Basics
Getting Pre-Approved
Finding a Home
Making an Offer
Insuring Your Home
Closing Your Loan
Determine How Much You Can Afford
Mortgage Calculators
Calculate Mortgage Payment
Compare Two Mortgage Loans
Time to Refinance
Personal
Home Affordability
Home Equity Calculators
Equity Loan or Line of Credit
Home Equity vs Seller Finance
Wealth Management
Investments/Planning
Wealth Management
Trust Administration
Estate Planning
Tax Planning
Investment Accounts
Portfolio Management
Florida Trusts
Personal-Investment
Manage Your Accounts
Learn More About Wealth Advisory Online
Access Wealth Advisory Online
Investments
Overview of Services: 1st Source Asset Advisors
Meet Our Financial Consultants
Manage Your Accounts
Private Banking
1st Source Bank Personal
Insurance
Property / Casualty
Get an Insurance Quote ⇨
Property Casualty and
Personal Insurance
Car & Automobile Insurance
Homeowners Insurance
Life Insurance
Get a Life Insurance Quote ⇨
Insurance Advice
1st Source Insurance Locations
Why Choose 1st Source
Insurance Help
Report a Claim
Business
Treasury Services
Treasury Services
Treasury Services Solutions
Online/Mobile
Business Banking Online
BBO on the Go
Business Bill Pay
QuickBooks
Deposit Services
Remote Deposit Express
Lockbox Services
Merchant Card Services
PCI Compliance Management Program
Business
Fraud Protection
Protecting your Business Computers
Protecting Your Business from Scammers
Business
Treasury Services Help
Business Mobile Banking
1st Source Bank's Business
Checking
Business
Checking Accounts
Business Value Checking
Business
Business Checking
Business Checking with Interest
Business Analysis Checking
Community Not-for-Profit Checking
Business Debit Card
Business Checking
Overdraft Services
Checking Advice
Checking Help
What is my routing number
How do I reorder checks?
1st Source Bank's Business
Loans
Business Loans
Financing Options
Apply for a Business Loan
I would like a Business Banker to contact me
Leasing
Leasing Benefits
Leasing Applications
Business
Credit Card
Apply for a Credit Card
Online Access
Business
Loan Advice
1st Source Bank Business
Loans Help
1st Source Bank Business
Specialty Financing
More detail on Business
Specialty Financing
Aircraft and Helicopter
Auto and Light Truck
Construction Equipment
Environmental Equipment
Shuttle & Luxury Bus
Step Vans
Funeral Cars
Commercial Lessor
Heavy and Medium Duty Truck
Motor Coach
Industry Expertise
Industry Solutions
Our Business
Insurance
Business
Business and Commercial Insurance
Commercial Insurance
Employee Benefits
Risk Management and Loss Control
Advice and Planning
Why Choose 1st Source Insurance
Business
Insurance Help
Personal
Claim Reporting
Business
Insurance Links
Client Connect™
Indiana Department of Insurance
Insurance Information Institute
1st Source Bank
Retirement Plan Services
Business
Retirement Plan Services
Advice
1st Source Personal
Personal Advice
Advice for
Family Finances
Life Events
Personal
Identity Protection
Family Finances and
Insurance
Kids & Money
Financial Crisis
Credit and Debt
Credit Help
Debt Counseling
Personal Money Management
Money Management
Improve Your Finances
Create a Budget
Build your Savings
Pay Off Debt
Workplace Finances
Employee Benefits
Paycheck Planning
Retirement Plans
Home Ownership
Buying a Home
Mortgage
Home Equity
Refinancing
Paying for College
Saving
Financing
Repaying Student Loans
1st Source Bank
Retirement
Saving for Retirement
Social Security
Living in Retirement
Security Center
Personal Calculators
Credit and Debit Tools
Calculate Your Vehicle Payment
Advice
Low Rate or Cash Back?
Compare Vehicle Loans by Term
Compare & Calculate Two Vehicle Loans
Are Credit Card Balance Transfers Worth It?
Debt Consolidation
How Long Will it Take to Pay Off a Credit Card?
Family Finance Tools
Home Ownership Tools
Calculate a Mortgage Payment
Home Ownership and
Rent or Buy?
Buying a Home
Home Affordability
Compare Two Mortgage Loans
Adjustable Rate Mortgage Analyzer
Time to Refinance?
Retirement Tools
How Long Will my Retirement Savings Last?
401(k) Calculator
Retirement Income Estimator
Estimate Social Security Benefits
Managing Money Tools
The Impact of Saving More
Paying for College Tools
Save for College
Business Advice
Run A Business
Insurance for Your Business
Business Communications
Managing Healthcare
Human Resources
Legal Resources
Running Your Office
SBA/Government Resources
Setting Up Your Business
Business Travel
Veteran Assistance
Mobile Communications
Managing My Finances
Getting Capital
Exiting Your Business
Payroll Options
Optimizing Cash Flow
Bank Anywhere
Managing Your Financials
Growing My Business
Providing Customer Service
Direct Selling Solutions
Selling Internationally
Branding & Product Marketing
Internet Marketing
Industry Resources
Accounting
Agriculture
Construction
Dental
Legal
Manufacturing
Medical
Retail
Real Estate
Restaurants
Protecting My Business
IT Theft, ACH Fraud, & Tips
Business Columns/Blogs
Financial Matters
General Small Business - Bon
General Small Business - Korbel
Real Estate
Technology & Social Media
Women in Business
Business Calculators
Business Calculators
Breakeven Analysis
Business Debt Consolidation
Business Valuation
Cash Flow Calculator
Commercial Loan
Debt Service Coverage
Equipment Buy vs. Lease
Financial Ratios
Inventory Analysis
Financial Calculators
Like Kind Exchange
Profit Margin Calculator
Repo of Personal Property from a Deferred Payment Sale
Repo of Personal Property from an Installment Payment Sale
Repossession of Real Property
Working Capital Needs
Business Worksheets
Business Plan Template
Income Statement Template
Cash Flow Template
Balance Sheet Template
Budget Variance Template
Start-up Expense Template
Company Intelligence
About Us
Locations
Side-by-Side Banking
Community Involvement
More on
Community Involvement
Community Leadership Award
Ernestine M. Raclin
1st Source Foundation
1st Source Bank
Career Opportunities
News
Investor Relations
Corporate Overview
Corporate Profile
Officers & Directors
Governance Documents
Committee Charting
Stock Information
Stock Quotes
Historic Prices
Dividends
SEC Filings
Documents
Annual Reports
Insider Filings
Institutional Ownership
Financial Information
Financial Highlights
Financial Statements (As Reported)
Total Return Performance
News & Market Data
Press Releases
Presentations
Other Information
Information Request
Email Notification
FAQ
Personal Advice
You are here
Home
>
Advice
>
Personal
>
Home Ownership
>
Refinancing
> Is it the right time to refinance your home?
Is it the right time to refinance your home?
About the articles and tools found on this site.
